my encounter with a ghost

I was residing at the old fry building a boarding house in marlboro ma. my room was on the 2nd floor and outside my door was a stairway .We had to share bathroom down the hall.It was about 3.00am i opened the door to go out and looked up at the stairway directly across from my room. there was an older man dressed in a gray suit .silver gray hair and very blue gray eyes lookng at me. I just stood there a few seconds but wasnt really scared. there had been no noise from someone comming from upstairs.I finally backed up and was closing the door and looked down and this man had no bottom of his body from the waist up. I shut the door woke up my husband, he laughed but i know what i saw. we opened the door and he was gone.

Another incident happened to me in stow ma.my mom died 16 years ago. I had said my goodbyes at the hospital and going home.It was 8 or 9 pm. I was driving past the stow cemetery with my husband. In the middle of the road was a figure of a woman in a dress but my husband didnt see it . we went right through it with the car. scared me so much i stiffened up and my heart dropped. of course again bill thought i was crazy.This wasnt solid like the man on the stairs. people tell me im just imaging it but i know what i saw and i truly believe we have spirits no 1 can tell me different. thank you for listening.